UNDERWRITING GUIDELINES

 

All deals are non-recourse

Loans from $2,000 to $10,000 (preferred amounts $3,000 to $6,000)

$500 - $1000 Acquisition Fee

1)      CUSTOMER CONTACT NUMBERS WILL BE VERIFIED PRIOR TO SENDING CONTRACT

2)      EMPLOYMENT (Minimum of 2 years of verifiable employment history - no gaps in time)

a)      Able to be verified by telephone – all loans will be verified prior to sending contracts

b)      Computerized pay stubs with YTD figures – all loans

c)      W2’s on request

d)      Tax returns (2 years) if self-employed